Mortgage and refinance rates today, November 12, 2025: stable, near 2025 lows

Mortgage and refinance rates today, November 12, 2025: stable, near 2025 lows

Mortgage rates remain practically stable. According to Zillow, the average 30-year fixed rate is 6.16%, while the fixed term of 15 years is 5.61%. There is no momentum to go down substantially. Here are the current mortgage rates, according to the latest data from Zillow: Fixed for 30 years: 6.16% Fixed for 20 years: 6.04% … Read more